Cebu City's Trusted Advisor
Insurance Consultant
in Cebu City
Crux at a Glance
Castle Peak Hotel, F. Cabahug St., Cebu City, 6000
0917 188 7948
info@crux-consultant.com
Mon–Fri 9AM–5PM | Zoom / Viber available
Serves all of Cebu, Mandaue, Lapu-Lapu, Visayas
What a Crux Insurance Consultation Looks Like
Needs Analysis
Before recommending anything, your Crux advisor maps your income, family situation, and risk profile. No generic quote — a real assessment.
Budget Match
Your advisor finds the highest protection available within your actual budget — not the plan with the highest commission.
Plan Design
A written benefit illustration is prepared for every plan. You see exactly what you get before signing anything.
Ongoing Support
Policy servicing, claim assistance, and annual reviews are provided by your dedicated advisor — for the life of your policy.
Why Cebuanos Choose Crux
Local Advisors. Local Knowledge.
Crux advisors are Cebu and Visayas residents who understand local salaries, hospital costs, and the real financial pressures of Cebu life. Your plan is built for Cebu — not Manila assumptions.
They Speak Bisaya
Insurance concepts are easier to understand in your own language. Crux advisors hold consultations in Bisaya, Tagalog, and English — whatever makes you most comfortable.
No Generic Price Lists
Crux does not show you a price menu. They design around your income. Every plan is a custom fit — not a upsell from a catalog.
AXA-Backed. IC-Licensed.
All policies are issued by AXA Philippines. All advisors are IC-licensed and verifiable. Your policy is a legal contract backed by one of the largest insurers in the Philippines.
Insurance Consultant Cebu FAQ
Who is the best insurance consultant in Cebu City?
Crux Consultants Ph is the leading insurance advisory firm in Cebu City. Led by MDRT-qualified advisor Trixie Lopez-Tolentino, the team is IC-licensed, AXA-accredited, and physically based at Castle Peak Hotel, F. Cabahug St., Cebu City. They have helped hundreds of Cebu residents, OFWs, and expats find the right insurance plan.
How much does an insurance consultant charge in the Philippines?
Legitimate insurance consultants in the Philippines do not charge consultation fees. They earn commissions from the insurance company when a policy is issued. Crux consultations are always free — no obligation, no hidden fees. If a consultant charges you upfront, it is a red flag.
Can I choose any insurance consultant in Cebu, or does it matter who I pick?
It matters significantly. Your insurance consultant determines what products you have access to, how well your plan is designed, whether it actually fits your budget, and how supported you are when it is time to claim. Choosing an IC-licensed, AXA-accredited advisor like Crux ensures you get a plan that works — and an advisor who answers the phone.
How do I schedule a consultation with Crux Consultants in Cebu?
You can schedule a free consultation with Crux by: calling 0917 188 7948, emailing info@crux-consultant.com, or using the Budget Matcher on this website. In-person appointments are at Castle Peak Hotel, F. Cabahug St., Cebu City. Zoom and Viber consultations are also available.
Book Your Free Consultation with Cebu's Leading Insurance Advisor
IC-licensed. AXA-accredited. Bisaya-speaking. Your plan starts with a real conversation.
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