Compare
The choices people get stuck on, side by side.
Each page sets two options next to each other, says where each one falls short, and ends with a way to decide. They compare kinds of cover, never insurers.
HMO · Health insurance
HMO vs health insurance in the Philippines
HMO or health insurance? A plain comparison of limits, hospital network, who pays and when each ends, from an independent advisory firm in Cebu.
PhilHealth · Private health insurance
PhilHealth vs private health insurance
Is PhilHealth enough? A plain comparison of PhilHealth and private health insurance in the Philippines: how they pay, what is left for you and how they work together.
Term life · Whole life
Term life vs whole life insurance
Term or whole life? A plain comparison of length, cost structure, cash value and who each suits, from an independent advisory firm in Cebu.
VUL · Mutual funds
VUL vs mutual funds in the Philippines
VUL or mutual funds? How life insurance with investment funds differs from investing directly: cost, protection, flexibility and risk.
Credit card cover · Travel insurance
Travel insurance vs credit card cover
Does your credit card already cover your trip? A plain comparison of standalone travel insurance and card cover: limits, conditions, medical care and claims.
Local plan · International plan
Local vs international health insurance
Local or international health insurance? A plain comparison for expats, OFWs and globally mobile families: where you are covered, evacuation, currency and limits.
Savings account · Life insurance
Life insurance vs a savings account
Do you need life insurance if you save? A plain comparison of protection and savings in the Philippines: timing, flexibility, and what each does for your family.
Employer HMO · Personal plan
Employer HMO vs personal health insurance
Your company HMO or your own plan? A plain comparison for employees: portability, family cover, yearly limits and what happens when you leave the job.