500+Clients trust us in Cebu
Insurance agency in Cebu.Cover yourself.
Travel insurance, life insurance, health insurance.
Your concern. Our expertise.
“We answer every message ourselves.”
Trixie, Crux Team Leader & CEO
- Insurance Commission licensed
- Office in Cebu City
- Open Mon to Sat, 9 AM to 8 PM
- A real advisor follows up every request
9 PM · Everything on your mind
How it works
One call, then calm.
Three steps and no pressure. Here is exactly what happens after you reach out.
Why Crux
Why choose Crux Consultants Ph?
Insurance is easier to trust when you can see who you are dealing with and how they work. Here is exactly that.
An insurance agency in Cebu that starts with you, not a product
Crux Consultants Ph is an independent insurance agency and financial advisory firm in Cebu City. Our advisors are licensed by the Insurance Commission, and they start from your income and your family, then arrange travel, health, life and HMO cover that fits.
Plain language, and in writing before you sign
A plain-language breakdown of what fits you and what does not, a written illustration you can keep, and the exclusions explained before you buy.
Here in Cebu, and still here after the sale
Free 15-minute call
Ready when you are.
Talk to an advisorThe FAQ, in plain words
The four things people ask us first.
Yes. The first 15-minute call is free and there is no obligation to buy anything. You leave with a plain-language picture of what fits you and what does not.
Claims are decided by the insurer, not by us, and no honest advisor can promise approval. What we do is walk you through exclusions and waiting periods before you buy, so nothing comes as a surprise later.
PhilHealth pays a fixed portion of each hospital admission, so a serious illness can still leave a large bill. Health insurance is built to cover the rest. An advisor can show you where your own gap is.
Crux Consultants Ph is an independent insurance agency and advisory firm in Cebu, not an insurance company. Our advisors are licensed by the Insurance Commission, and our office is at Castle Peak Hotel, F. Cabahug St., Cebu City. They advise you and look after your plan, while the policies themselves are issued by licensed insurance companies, named in your policy documents.
Talk to an advisor
Tell us what you need. We call you back.
Two quick questions, then your number. An advisor gets in touch, and you are never obliged to buy.